Factoring is fast—but it’s not frictionless. With recourse factoring, you’re responsible if the customer ghosts on payment. High fees can also pile up if invoices drag past 60 or 90 days. Plus, once a UCC-1 filing is involved, it may affect your ability to access other forms of credit.
👉 Learn more about how UCC Lien work and why they matter when securing receivables-based financing.
